Saturday, April 27, 2013

Ask Yourself .....



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If you were buying this home what would you want to see? The goal is to show a home which looks good, maximizes space and attracts as many buyers -- and as much demand -- as possible.
While part of the "getting ready" phase relates to repairs, painting and other home improvements, this is also a good time to ask why you really want to sell.

Selling a home is an important matter and there should be a good reason to sell -- perhaps a job change to a new community or the need for more space. Your reason for selling can impact the negotiating process so it's important to discuss your needs and wants in private with the REALTOR® who lists your home.

Call VantagePoint Realty 518-392-8484 - we can help you.

Columbia County Real Estate

Are You Ready



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The home-selling process typically starts several months before a property is made available for sale. It's necessary to look at a home through the eyes of a prospective buyer and determine what needs to be cleaned, painted, repaired and tossed out.

Ask yourself: If you were buying this home what would you want to see? The goal is to show a home which looks good, maximizes space and attracts as many buyers -- and as much demand -- as possible.



While part of the "getting ready" phase relates to repairs, painting and other home improvements, this is also a good time to ask why you really want to sell.
Selling a home is an important matter and there should be a good reason to sell -- perhaps a job change to a new community or the need for more space. Your reason for selling can impact the negotiating process so it's important to discuss your needs and wants in private with the REALTOR® who lists your home.

Call us at 518-392-8484 or e-mail at info@ColumbiaCountyHomes.com



Tuesday, April 23, 2013

Why Buying a Home is a Good Idea




The Best Investment...

A fairly general rule, homes appreciate about four or five percent a year.  Some years will be more, some less.  The figure will vary from neighborhood to neighborhood, and region to region.

Five percent may not seem like much at first.  Stocks (at times) appreciate much more, and you could easily earn over the same return with a very safe investment in treasury bills or bonds.

But Take a Second Look...

Presumably, if you bought a $200,000 house, you did not pay cash for the home.  You got a mortgage, too.  Suppose you put as much as 20% down - that would be an investment of $40,000.

At an appreciation rate of 5% annually, a $200,000 home would increase in value $10,000 during the first year.  That means you earned $10,000 with an investment of $40,000.  You annual "return on investment" would be a whopping 25%.

Of course, you are making mortgage payments and paying property taxes, along with a couple of other costs.  However, since the interest on your mortgage and your property taxes are both tax deductible, the government is essentially subsidizing your home purchase.

Your rate of return when buying a home is higher than most any other investment you could make.

Call us at 518-392-8484 or e-mail at: info@ColumbiaCountyHomes.com