Once you've decided to buy or sell, the only questions is --
How Fast Can It Happen?
After all, you want to get on with your life.
The answer to that question often depends on your choice of Broker. Times have changed. Todays' most effective Brokers are marketing professionals who do things the "new fashioned way". They know how to advertise, belong to many Multiple Listing Services, have efficient, computerized offices with their own personal assistant, and routinely network with other top Brokers.
Let me show you how all this adds up... to a track record for quick sales second to none.
Call
You'll discover that because I move very fast...you can too.
Stephanie W. Samuelsohn
518-392-8484
VantagePoint Realty
605 State Route 295
Old Chatham, New York 12136
The Best Investment...
A fairly general rule, homes appreciate about four or five percent a year. Some years will be more, some less. The figure will vary from neighborhood to neighborhood, and region to region.
Five percent may not seem like much at first. Stocks (at times) appreciate much more, and you could easily earn over the same return with a very safe investment in treasury bills or bonds.
But Take a Second Look...
Presumably, if you bought a $200,000 house, you did not pay cash for the home. You got a mortgage, too. Suppose you put as much as 20% down - that would be an investment of $40,000.
At an appreciation rate of 5% annually, a $200,000 home would increase in value $10,000 during the first year. That means you earned $10,000 with an investment of $40,000. You annual "return on investment" would be a whopping 25%.
Of course, you are making mortgage payments and paying property taxes, along with a couple of other costs. However, since the interest on your mortgage and your property taxes are both tax deductible, the government is essentially subsidizing your home purchase.
Your rate of return when buying a home is higher than most any other investment you could make.
Call us at 518-392-8484 or e-mail at: info@ColumbiaCountyHomes.com
